# FAQ

**What is the access rate for liquidity?**

40% APY base rate, which will scale up with demand.

**Who pays the gas fees?**&#x20;

Gas fees are paid by the deployer.

**How does revenue share work?**

When liquidity is provided, the user is charged a flat fee and 100% goes towards the esEMBR stakers.

**What is the circulating supply?**&#x20;

9M tokens.

**Is the liquidity locked?**&#x20;

Yes, liquidity is locked for 2 years.

**How does the lending liquidity work?**&#x20;

It's not true lending, it is essentially financing. The user has access to the liquidity to launch their token but can't move or sell into it.

**Do you offer this on multiple networks?**&#x20;

We have plans to operate on other networks in the future.

**How do you ensure funds won’t be stolen?**&#x20;

The borrower doesn't have any control over the liquidity until the loan is fully paid off.

**How long are the team tokens locked for?**&#x20;

There is a 2 year vesting period, with a 3 month cliff.

**What causes a project to be deemed as unhealthy?**&#x20;

Failure of payment within the allotted period.

**What is the protocol's plan to manage potential defaults?**&#x20;

Defaults can be good for the protocol because it frees up liquidity and the borrower has previously paid a flat fee.

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